Masters of Science

URI for this collectionhttps://rps.wku.edu.et/handle/987654321/9

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Start date: 2018End date: 2019

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Now showing 1 - 10 of 10
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    Private Commercial Banks and Economic Growth in Ethiopia: Panel Data Analysis
    (WOLKITE UNIVERSITY, 2019-01) Dereje Diriba
    The purpose this study is to investigate the role of private commercial banks on economic growth in Ethiopia, and their direction of causality for a period of 10 years from 2008-2017. The data was sourced from the National Bank of Ethiopia, Ministry of Finance and Economic Cooperation-MoFEC, Central Statistics Agency (CSA). To undertake this study, eight private commercial banks were purposively selected out of sixteen which currently operating in Ethiopian banking industry. In analyzing the relationship between private commercial banks and economic growth the study applied Unit root tests, Kao Residual co-integration test, and Granger causality test. Moreover, the study used both descriptive statistics and econometric analyses. The Random effect model was used for econometrics analysis. The study found that a positive and significant relationship among profits, loan and advance and labor force with economic growth whereas there is negative and a significant relationship between branch network and economic growth. Furthermore, the study found unidirectional causal relationship moving from loan and advance, and profit to economic growth while there is no causality between asset, deposit and RGDP. There is a bidirectional between branch network and economic growth. Finally, the policy makers and stakeholders should make policies to enhance the banking sector in Ethiopia because profits, loan and advances are significantly contributing in the economic growth of Ethiopia.
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    DETERMINANTS OF NON-FARM INCOME PARTICIPATION ANDITS IMPLICATION ON HOUSEHOLDS WELFARE IN RURAL AREAS OF MESKAN WOREDA
    (WOLKITE UNIVERSITY, 2019-10) JEMAL SURUR
    Recently, there is a growing recognition that rural households receive their income from diverse portfolio of activities and one of the most important of these activities is connected with the rural non-farm sector. This study examines the determinants ofnon-farm income participation and its implication on household welfare in Meskanworeda SNNPR of Ethiopia.The study used a cross sectional survey type that was employed both qualitative and quantitative design. Amulti-stage sampling technique procedure was used to select 150 rural household used for this study. Logistic regression models and Heckman two-stage model were also used to determine factors that affect non-farm activities participation and ruralhousehold welfare respectively. Result of Logistic regression reveals that the major factors that determine participation in non-farm activities were the Age of the household heads, Education level, Cultivated land , Employment status, Access to credit, and Non-agricultural income . The result of Heckman two-stage model revealed that the important factors that determine household’s welfare in the study area the Age of household heads education status, access to electricity, access to credit and cultivated land. Therefor participating in non-farm activities apart from farm work was improved household welfare.
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    Tax and Government Revenue: in Ethiopia
    (WOLKITE UNIVERSITY, 2019-10) Abdulbasit Yassin
    This study investigated both theoretically and empirically economic impacts of tax and tax reform on government revenue growth in Ethiopia using time series data from the time of its inception 1974 to 2016. Both descriptive statistics and econometric tools of error correction model (ECM) to analyzing the long run and short run relationships on components of tax, tax reform and government revenue growth. The results show that tax revenue and tax reform variables of goods and service tax (GST), international trade tax (ITT) have positive and significant impacts on government revenue growth in the long run and short run analysis, whereas profit and income tax (IPT) and non-tax revenue (NTR) have positive impacts and insignificant on government revenue growth
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    DETERMINANTSOFAGRICULTURALPRODUCTIVITYAND RURALHOUSEHOLDINCOMEINETHIOPIA
    (Wolkite University, 2018-06) BIRHANGIRMA
    Improvementsintheagriculturalproductivityandruralhousehold’sincomeandidentifyingthefactorscontributetoitsimprovementisverycriticalforenhancingfoodsecurityandpovertyreductionstrategyinEthiopia.Theaim of this paperisto investigate the factors contributing to agricultural productivity and rural households ’income differential in Ethiopia. The study used paneldata ofEthiopiansocioeconomicsurveycollectedbyCentralStatisticalAgencyofEthiopiaincollaborationofWorldBankinthethreesurveyperiodsof2012,2014and2016productionyears.ThestudywasusedeconometricmodelsderivedfromCobDoglaproductionfunctionnamely:Pooledordinaryleastsquare(withingroup),fixedeffects(FE)andrandomeffects(RE)models for labor and land productivit yandmultiplereression modelsto identify contributing factors forrural household income differential across regions. And the modeloutput indicated that, irrigation use,number of oxen, on-farm income, and education levelofhousehold head, cultivated area,ageand amountsoffertilizerused werethesignificantvariablesthatcontributetofarmincomedifferentialinthestudyarea.Therefore ,the policy implication of the study is that ,increasing and properutilization of the aforementioned variable’s should have getdueattention tospeed up the enhancement of agricultural productivity and rural householdincome.
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    THE ASSESSMENT OF CUSTOMER COMPLAIN HANDLING PRACTICE (IN CASE OF COMMERTIAL BANK OF ETHIOPIA AT WOLKITE TOWN).
    (WOLKITE UNIVERSITY, 2019-06) DAREGOT MELAKU
    The study was conducted on commercial Bank of Ethiopia at Wolkite town. The main objective of this study is to assess customer’s complaints handling practice on Bank. Both primary and secondary data were used to accomplish this study. A questionnaire was used to collect data from primary and secondary source of data. The primary data was collected directly from the employee of the bank and the secondary data was collected annual reports, books, records and website of the bank the research utilized stratified Sampling method. This method makes the population more homogenous population to researcher in order to collect accurate and reliable information. After that the data was presenting, interpreting and analyze by using statisticaltools such as tabulation percentage. Finally the researcher made finding, showed that most ofthe time customer complaints have made many times .The research conclude Handling complaintis an important factor to consider is dealing with customers and conducting business to satisfy customers. When organizations deploy customer complaint logbooks, the process of complaint resolution is further enhanced. The recommendation another way would be to factor complaint services into ATM services such that complaints can be made electrical by just pressing a button. This would relieve customers of some frustrations that go with poor service were forwarded and it raised a problems.
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    ASSESSMENT OF TAX AUDIT EFFECTIVENESS EVIDENCE (CASE STUDY IN WOLKITE TOWN)
    (Wolkite University, 2019-06) TADESSE WORKINEH
    The study is the assessment of tax audit effectiveness evidence was conducted on wolkite town. The main objectives of this study was to assess tax audit effectiveness. Primary data have been used to achieve the study objective with around three research question. Descriptive research design was designed to conduct the study. The primary sources of data for this study was collected from the public sector office manager, employee and customer. Close ended question used to collect data about the background of the respondents developing for the Assessment of tax audit effectiveness. The collected data was analyzed through descriptive statistics then proper tools and techniques were applied for classification and analysis of data. To achieve the objective of the study the researcher Census method to select the Respondents. Because Census method was most reliable sampling techniques especially if the number of population is small. In tax payers office there were 5 tax auditors supervised and lead by 1 team leaders. The data summarized by using appropriate percentages, and tables and conclusions was made by considering the practical setting of the organization in terms of procedure and policies of the organization about tax audit activities
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    ASSESSMENT OF FACTORS AFFECTING LOAN REPAYMENT PERFORMANCE IN OMO MICRO-FINANCE INSTITUTION IN WOLKITE TOWN BRANCH
    (Wolkite University, 2019-06) Bedru Misgano
    Micro finance institutions have a significant role for the development of one’s country economic development by providing a credit and also a saving service for those productive clients. Though there are many factors that can affect the efficiency of the institution like, loan management and processing system, cash management, and loan repayment performance. This study was conduct with the aim of analyzing the factors that influence micro-finance loan repayment performance, specifically in OMO micro finance institution in wolkite branch using primary data which was collected through self-administered questionnaire. This study intends to assess the factors affecting loan repayment performance of the beneficiaries of OMO micro finance institution. In order to achieve this objective, the study adopted qualitative research approach. Primarily datawere collected from 15 employees in the institution’s holding different positions select through purposive sampling techniques using a self-administered questionnaire.. For the data analysis, descriptive research designs the phenomena or variables that influencing the repayment rate. The study found that collateral, credit term, credit monitoring, loan supervision affects the loan repayment performance OMFI
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    LAND USE PATTERN, CLIMATE CHANGE AND ITS IMPILICATION ON FOOD SECURITY IN GURAGHE ZONE
    (Wolkite University, 2019-01) SHAFI HUSSEN
    It is widely recognized that climate variability and frequent droughts resulting from El-Nin phenomenon are among the major risk factors affecting agricultural production that might contribute to hunger and food insecurity in East Africa in general and Ethiopia in particular The objectives of the present study were to examine the implication of land use pattern climate change and its implication on food security in Guraghe Zone, SNNPRS, Ethiopia. This study is based on Zonale level data of the study area based on major seasonal crops Maize, Wheat, Barely, Sorghum, Teff and Potato which comprise of food crops for the timespan of 2000 to 2010 (CSA). Using secondary data both descriptive statistics (mean, standard devotion, and t-test) and liner regression model were used to analyze the data. Crop productivity in quintals per hactar is chosen to be the Dependent variable whereas cropping area, yield, average annual maximum and minimum temperatures, rural house holders, totalforest area, average annual rainfall are the Explanatory variables. Rainfall positively contributed to the production of maize crop and was significant. Maximum humidity contributed positively, it showed a significant influence on maize yield. The results of study also indicate a positive influence of rainfall on overall productivity. A 1% increase in therainfall leads to a 0.889% increase in the yield of crops. However, the adjusted R2 value showed 47% variability in the production of maize crop. According to this study, theobserved mean yield of the six crops in ascending order is as follows: sorghum, barley ,maize,teff, wheat, and potato. In the case of average production, maize ranked first, potato ranked second, barely ranked third and wheat, teff and sorghum fourth , fifth and six place, respectively. The linear regression that adoption of soil conservation, small-scale irrigation and employing different agronomic practices are important factors influencing household crop productivity. Moreover, land holding and forest are positively and significantly affected house hold‘ scropp productivity. The results further showed that population pressure was important factors affecting crop productivity in the inverse direction. This study further highlighted the significance of cropping area in attaining crop productivity under changing climate. The findings call for action based on growing improved crop seed to increase food crop productivity
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    ROLE OF AGRICULTURAL INPUT CREDIT ON PRODUCTIVITY OF MAIZE: THE CASE OF KUYU WOREDA
    (Wolkite University, 2019) ASTER SOLOMON
    Agriculture is the largest sector in the Ethiopian economy approximately employing 85% of theCountry’s population. Government of Ethiopia is currently paying attention in helping farmers. It provides different incentives like credit and training. Credit plays crucial role in increasing maize production. Despite its importance, farmers face many challenges in utilization of credit formalize production. As the study was intended to find out factors affecting maize production and role of credit in maize production, in North shewa, Kuyu district, different factors foundsignificant. The study has used simple random sampling in identifying sample respondents. Linear multiple regression analysis was used in the study. Ten variables were included in to the regression analysis of the study; four variables become significant. Family size, Land size, fertilizer and Sex of house hold become significant. This indicates agriculture is becoming the main sector in absorbing large number of labor. Now days, no one can expand land size, but there is duty of all bodies to take care of land uses. As credit is playing great role in maize production, it has to be given attention in expanding credit services for the community. There are so many factors hindering farmers from credit utilization, government should create environment that enables farmers to utilize credit according to the intention. Therefore the government better to do expand the farmer training center and which provide know how to the farmers about the role of inputs and how to use them in a best way