Bachelor of Science

URI for this collectionhttps://rps.wku.edu.et/handle/987654321/112

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DETERMINANTS OF LOAN REPAYMENT PERFORMANCE IN MICRO FINANCE INSTITUTION (CASE STUDY OROMIA CREDIT AND SAVING SHARE COMPANY, KUYU DISTRICT)
(Wolkite University, 2011-06) BEDASA TADDESSA,
Delivering credit services targeting low income people is a crucial agenda but problem plagued undertaking. The main concern is the loan default problem which has a significant effect on the success of credit program both in rural and urban areas. Thus, the main aim of this study was identifying the determinants of LRP in MFIs with particular reference to OCSSCO Kuyu branch. A total of 105 respondents were included in the survey and the main data for the study was collected through structured questionnaire administered by trained enumerators. In addition, secondary data was collected from the branch office records. Probit model was employed to analyze the determinants of loan repayment performance of the branch borrowers. STATA12.0 soft ware was used to analyze data and t-test and chi-squared test was employed to compare non-defaulters and defaulters with respect to significant explanatory variables. A total of nine explanatory variables were included in the model’s equation. The result of probit regression confirmed that six of them; sex of the borrowers, income from activities financed by the loan, family size, loan diversion rate,suitability of repayment peroid and grace period were significantly affect LRP. Hence, taking these factors in to account is vital since it provides information enabling to take effective measures aiming at improving LRP in the study area. Equivalently, it would also help the institution and policy makers by providing information on how to exercise their capacity to reduce loan default
Computer Engineering Stream
(Wolkite University, 2011-06-10) Abel Getu; Gashaw Kebede; Kalikedan Assega; Kena Awoke
In our country every year a lot of students join different universities. These students face many problems while choosing the universities. These problems happen due to shortage of information for students that are about to join universities. Nowadays these students don’t get sufficient and organized information on the universities. This information includes the exact location of the institutions, is the institution located in city or around the countryside, the climate of the area, services that is given around the institution, establishment of the institution, the collages and departments of the institution, appearance of the institution by image or video, services that is given in the institution like cafeteria service and so on. If the student has all this information on all institutions its simple for him/ her to choose what he desired. So, this system allows the students (that are about to join the university) to give sufficient information about each institution and allows the student to decide. The development of this system is applied by web based and android application.
Determinants of Non-performing Loans: Empirical Study on Ethiopian Commercial Banks
(Wolkite University, 2013-05) Zelalem Tsige, Zelalem
This study examines the bank-specific and macro-economic determinants of Non performing loans (NPLs) of commercial banks in Ethiopia. The study adopts a mixed methods research approach by combining documentary analysis (structured review of documents) and in-depth interviews. More specifically, the study reviews the financial records of eight commercial banks in Ethiopia and relevant data on macroeconomic factors considered for the period from the year 2000 to 2011. The findings of the study show that, loan growth, financial performance, operational efficiency, effective exchange rate, inflation rate and gross domestic product have negative and statistically significant relationship with banks’ NPLs. On the other hand, variables like bank size and state ownership have a positive and statistically significant relationship with banks’ NPLs. However, the relationship for average lending rate and income diversification werefound to be statistically insignificant. The study suggests that focusing and reengineeringthe banks alongside the key drivers of NPLs could reduce the probability of loan default in Ethiopian commercial banks.
WEB-BASED HOTEL MANAGEMENT SYSTEM FOR SORESA HOTEL
(Wolkite University, 2014-03) SEGNI MITIKU; DIBORA ASEFA; ABDI SEMALIGN
In our project, on “Web based Hotel Management System for Soresa Hotel”, we have tried to show How the reservation in hotels is managed. This has been achieved by dividing the project into various modules. Customer is proved with different services like checking in, checking out, booking, and editing entries or payment. If the customer wants he/she can cancel his/her booking. Inquiry about any customer or employee can be made either by customer Id or customer name. Inquiry about rooms available can also be made. It will generate reports for customers, employees (working in the hotel), and Bill for the customers is generated when the customer will check out from the hotel. Also, we used an Iterative development life cycle to develop our project and ASP.NET in order to make the system secure, because of a web-based system.
PROJECT TITLE: ONLINE HOUSE RENTAL MANAGEMENT SYSTEM FOR WOLKITE CITY
(Wolkite University, 2014-06) NEGUSSE DUBA; RUFAEL MULETA; ASTER GEMEDA
The project that we are going to develop is web based house rental system for Wolkite city. We inspired to develop this system because renting a house is not an easy activity. This is due to some problems facing the tenants. Such problems are do not knowing the exact location of the house to be rented; this leads to fatigue of finding the house, wastage of renter’s time and money. To avoid these and some related problems we designed this web based house rental system. So we hope that the newly automated system provides fast and reliable service for tenants, house owners by minimizing time and resource wastage. The document has clear and concise significance for tenants, house owners. Under this document we specify the functional and nonfunctional requirements of the system and by carefully applying the functional requirements tenants can get quality service from the newly automated system. To achieve this we are using object oriented system develop methodology and using HTML, JavaScript with CSS implementation for the interface and PHP languages to design and for data manipulation and MYSQL as back end database. In General Web based House Rent System for wolkite city is very important task. Its primary goal is to enable tenants to rent houses online. And the second task is for the house owners to advertise their houses and its services to tenants online. To achieve these goals we proposed the new web based system of house rental system. Hence tenants can register online so that no needs waste the time to go for searching the house to rent on foot. Thesystem supports house registration as well as viewing available properties for purposes of rent.
AUTOMATIC GENERATION CONTROL (LOAD FREQUENCY CONTROL) IN TWO AREA POWER SYSTEM FINAL YEAR PROJECT REPORT
(Wolkite University, 2014-06-10) Birhanu Nessiru,; . Menur Mohammed,; Sisaw Tefera; Mikael Wolde,
The main aim of this thesis is to reduce the damping an oscillation of frequency and it also deals with the automatic generation control (AGC) of two areas interconnected hydraulic power systems. The major problem arising from large scale electric power system interconnection is the low frequency oscillation of interconnected system. The primary object of the AGC is to balance the total system generation against system load and losses, so that the desired frequency and power interchange with neighboring systems are maintained in order to minimize the transient deviations and to provide zero steady state error in appropriate short time. For a complete system model we have to study the oscillation of AGC loop with PID CONTROLLERS. This model of AGC is tested on two-area power system. The result is shown in simulation; and will be reachable in dynamic and steady state responses. The simulation results of two areas are compared using MATLAB/SIMULINK software by using PID controllers and PID controllers can be tuned by using many methods. In all methods an initial guess is made for PID controller parameter settings. Then these parameter settings are improved by fine tuning of the controller.
PRODUCTION OF BIOETHANOL FROM WASTE PAPER
(Wolkite University, 2019) Hawa Hayru,; Hiwot Assaf,; Ikram Mohammedamin,; Rezika Tofike,; Seniya Nuredin,
Biomass energy is renewable energy source that comes from the material of plants and animals. Forms of biomass energy are bioethanol, bio methanol, and biodiesel. Bioethanol is one of the most important alternative energy sources that substitute the fossil fuels. The focus of this research is to produce bioethanol from waste office paper. Five laboratory experiments were conducted to produce bioethanol from wastepaper. The wastepaper was dried in oven and cut in to pieces. Then it passed through dilute acid hydrolysis, fermentation and distillation process respectively. High amount of ethanol was observed at 20 ml/g (liquid to solid ratio) and at the time of 2hr. Cost and economic analysis for ethanol production from wastepaper was performed. Results from the analysis indicated a paper to ethanol plant was feasible from the economic point of view with rate of return (RR) 38.61% and the payback period of 2.2 years.
Development and Quality Evaluation of Supplementary Food for Infants from Blends of Maize Flour with Soybean Flour.
(Wolkite University, 2019) Abdilhadi Akmel,; Abdulsemed Abdela,; Hairu Amdagba,
Supplementary food is any food other than breast milk given in the supplementary feeding period. supplementary foods can be prepared specially for infant or can be the same foods available for family members, modified in order to meet the eating skills and needs of the infant. develop and evaluate supplementary food for infants from blends of maize flour with soybean flour. Sample collection maize and soybean were collected from local market that used for production of infant production of infant food made or produced from the proportion of from maize flour and soybean flour. mixture design was used to find high and low value of blended maize and soybean. composite flours as 63%: 37%: (A1), 60%: 40%: (A2), 65%: 35%:(A3), 65%:35%(A4),70%:30% (A5) and 100% (A0) are control. proximate compositions moisture and fat functional properties water adsorption and bulk density sensory quality microbial analysis. The moisture content of the samples ranges from A0 to A5 (6.48±3.8) was not significant difference (P<0.05) Fat blende varies from A0(4.5±0.42) and other the fat content of maize lower than soybean because A0 was control or not blended soybean functional properties of the sample A5 (303.35±1.48) was high amount of water absorption capacity then other in order to these result was different blended ratio. sensory of mean scores increase with increase in the proportion of soybean and product samples in all the infant food samples in terms of all the sensory attributes tested. microbial count were low A4B0 in our result concentration increases microbial increase from (100 to 10-4 ) in generally our product was best.
Effect of preservatives (Ginger and Garlic) on the shelf life of tomato juice
(Wolkite University, 2019) Dureti Hussen,; Hiwot Bekele,; Hiwot Hailu,
CURRENT POPULATION STATUS AND THREATS OF MENELIKBUSHBACK TRAJELAFES SCRIPTESIN BORENA SAYINT NATIONAL PARK, SOUTH WOIIO ZONE, ETHIOPIA
(WOLKITE UNIVERSITY, 2019-01) MEZIKR LIMENEW, MEZIKR
Ethiopia have 31 endemic mammals from these, 17 are highland altitude moorland or grassland species whose altitudinal range is confined to above 2000masl. So from those endemic Menelik’s bushbuck is confined to the Borena Sayint National park, highland forests of Bale, Menagesha Suba State Forest and other highland areas.Menelik bushbuck is one of the ungulate mammals that also occurs in the Brenna Sayint National Park. Moreover, Men lick’s bushbuck is relatively dif icult to observe, as it mainly inhabits dense habitat with suf icient cover and adequate forage. The population status of Menelik bushbuck were af ected by habitat destruction and habitat fragmentation7(25%), prey predator in the case of leopard5(18%), climate change3(11%), drought4(14%), road construction4(15%) ,human settlement3(10%)and livestock grazing 2(7%).So those kinds of threats are af ects the population size of Menelik bushbuck (tragelaphes scriptus). The data was used as Knowledge and experience of the local people; park manager and governmental organization for identify the habitat types and to located the sampling sites. Fore used to estimate the total population status of Menelik bushbuck in Borena sayint national park is showed, first to classify the total area of the park into three divisions those are wood lands, grasslands and forest habitat and established transect lines including sighting distance on three habitat and counted the number of Menlik bushbuck each sides of sighting distance by using binoculars. Finally the total population status of Menelik bushbuck in Borena sayint National park is 3171 individuals by using the formula of variable visibility profile methods
ASSESSMENT OF PREVALENCE AND ASSCOTIATED FACTOR OF LATE INITIATION OF ANTENATAL CARE AMONG PREGNANT WOMENS WHO ATTEND ANTENATAL CARE IN BUTAGRA HOSPITAL, SNNP, ETHIOPIA JANUARY-JUNE 2019
(WOLKITE UNIVERSITY, 2019-01) . WEGAYEHU MARKOS,; HIWOTZERASH ALEMAYEHU,; MISIRE KENO,
Introduction: Antenatal care was more important in preventing pregnancy related complications when received early in the pregnancy and continued through delivery. The World Health Organization (WHO) recommends that a woman under normal circumstance should have at least four antenatal care visits, the first of which should take place during the first trimester. Proportion of reproductive age women in Ethiopia who received antenatal care (ANC) from skilled provider has increased from 32% in 2011 to 62% in 2016. But only 34% of them had at least four ANC Visit during their last pregnancy. According to the survey (27) only 44% of women had their first ANC during the first trimester of pregnancy. For many of the essential interventions in ANC, it is crucial to have identification of underlying conditions earlier- for example prevention of congenital syphilis, prevention of maternal to child transmission of HIV from mother to child, to prevent maternal and neonatal tetanus, control of anemia, and prevention of malaria complications. Objective: To assess the prevalence and associated factor of late antenatal care visit among pregnant women attending antenatal care in Butajira hospital, Ethiopia, 2019. Methods: Institutional based cross-sectional study was conducted in 2019. Systematic sampling technique was used to select 369 study participants. Data was collected by trained data collectors by using pretested semi structured questioner from pregnant women who attend ANC in Butajira hospital. The collected data analysis was performed by SPSS statistical software version 20. Adjusted odds ratio with 95% Confidence interval. P-value less than 0.05 was considered as statistically significant association between covariates and dependent variable. Result: Result show that women with age group 15-24) were (AOR 0.345, 95%CI 0.084, 0.586) (less likely to initiate ANC late compared to age group (25-34) .women with employed were (AOR 0.530, 95%CI 0.12, 0.93) less likely to initiate late compared to unemployed. Women with has not been schooled were 5 times (AOR 5.4, 95% CI 1.8, 16.7) more likely to initiate late compared to college/university educated
FACTORS AFFECTING SMALL HOLDER FARMERS’ ACCESS TO FORMAL CREDIT SOURCE IN ABESHEGE DISTRICT, GURAGE ZONE, ETHIOPIA
(WOLKITE UNIVERSITY, 2019-01) Asaye Aychew,; Ayenew Libsie,; Astier Sihalu; Lijalem Mebit,; Menbere Haylu
In Ethiopia, among other things, lack of finance is one of the fundamental problems hampering production, productivity and income of rural farm households. Since access to institutional finance is very limited, the majority of the poor are forced to search financial services through informal channels. The study was sought to ascertain factors that affect smallholder farmer’s access to formal credit and also the status of women and different wealth groups’ access to formal and informal credit sources in the study area. A two stage sampling method was employed to select three out of eighteen rural peasant associations and 130 farm households. Structured interview schedule was developed, pre-tested and used for collecting quantitative data for the study from the sampled farm households. Focus group discussion, group interview and field observations were held to generate qualitative data. Descriptive statistics and logit model were used for analyzing quantitative data. Farmers acknowledge group lending that solves the problem of collateral requirement by lending institutions, controls misuse of borrowed funds and minimizes the risk of default and they also recognize the provision of saving services by MFI, while strongly criticizing the isolation of very poor farmers from the group formation. Moreover, the smaller loan size, earlier saving requirement which was not convenient to the farmers, and repayment period by the MFI were among the critical problems
FACTORS AFFECTING THE GROWTH OF MICRO AND SMALL ENTERPRISES: A CASE OF GUBRE SUB-CITY
(WOLKITE UNIVERSITY, 2019-01) RUTH MEKEBO,; ABDREZAK SHAMIL,
Micro and Small Enterprises (MSEs) play an important economic role in many countries and recognized as an important vehicles of economic diversification, employment creation, income generation and distribution, and poverty alleviation. MSEs occupy a prominent position in the development agenda of many developing countries like Ethiopia. Currently, in Ethiopia, the government has been promoting the development of MSEs through the formulation and implementation of Micro and Small Enterprises Development Strategy and the number of MSEs in the country is steadily growing. But, much more important than increase in their numbers, their current status, stage and pace of development is significant because most MSEs are hibernated from growing and faced with the threat of failure due to many factors. Little research exists that examines these factors influencing performance of MSEs in developing countries, especially in Ethiopia. In our research we tried to identify the factors that influence the growth of MSE in Gubre sub-city and make some statistical analysis and according to our result the findings indicate that the growing MSE is associated with sex, education level, age, infrastructure and working premise. However, age, sex education level has statistically significant association with growth of MSE. On the other hand from the result of binary logistic regression it can be concluded that the factors such as with infrastructure and working premise had not significant effect on growth of MSE.
Growth and Yield Response of Chinese red Lettuce to Different NPS Rates at Wolkite University Research Site
(WOLKITE UNIVERSITY, 2019-01) Ejegayohu Kidane, Ejegayohu; Girma Shela, Girma; Yeshimebet Tamir, Yeshimebet
DETERMINANT OF POSTNATAL CARE UTILIZATION AMONG MOTHERS LIVING IN WOLKITE TOWN
(WOLKITE UNIVERSITY, 2019-01) WORKAGEGNEHU WOYESA ; NAOL GIRMA
Postnatal period (PNP), also called the puerperium, is defined as the period starting immediately after the delivery of placenta and membranes up to the next six weeks (42 days). Despite postnatal care services has a significant role in improving maternal and new-born health services are underutilized in most developing countries including Ethiopia. The aim of this study is to assess postnatal care services utilization and associated factors among reproductive age women who gave live birth in 2011 E.C in Wolkite town, Southern Ethiopia. Mothers and their newborns are vulnerable to illnesses and a death during the postnatal period. The uptake of this service is low in Wolkite town. This study would be conducted by using primary data collected by direct interview. The response variable is the status of mothers who uses postnatal care. Child’s characteristics and mother's characteristics would be employed as the explanatory variables. In order to analyze the collected data descriptive and inferential statistics would be employed. The finding of this study revealed that out of the total women included in the study 22.5% of them were not getting postnatal checkup on services and 77.5% of them were getting postnatal checkup services. The chi-Square test result showed that residence, education, anddelivery place has a significant association with postnatal care utilization service at 5% level of significance. The logistic regression result revealed that the log odds of Women using postnatal care utilization service has significantly related with place of residence, place of delivery and wealth index. Based on the findings of this study, the following recommendations are put forward to bring about postnatal care service. Knowledge and skills on PNC care services among mother. The government should seek ways to empower women economically by producing income generating schemes and increasing postnatal care opportunities.
Tourism Potential, and Challenges: The Case of Lake Tana, North Ethio
(WOLKITE UNIVERSITY, 2019-01) FENTASET TEMESGEN
Determinants of liquidity in Micro Finance Institution, Evidence From large Micro Finance Institution in Ethiopia
(WOLKITE UNIVERSITY, 2019-02) Mubarek Jemil
Liquidity creation is the main concerns of MFI since it is crucial for its existence; hence the main objective of this study was to identify the determinants of large MFI in Ethiopia. The data covered the period from 2005-2014 for the sample of five MFI in Ethiopia and used secondary data. four variables were analyzed by employing the balanced panel fixed effect regression model and the result of the study revealed that capital adequacy, and nonperforming loan have positive and statistically significant impacts on liquidity of Ethiopian MFI. Whereas MFI size and profitability positive/negative respectively and statistically insignificant/ has no any impact on liquidity of Ethiopia MFI for the tested period.
WEB BASED PARENT-STUDENT FOLLOW UP SYSTEM FOR ABA FRANSUA MARKOS HIGH SCHOOL
(WOLKITE UNIVERSITY, 2019-02-22) Behradin Mohammed; Warkina Fida; Sirnesa Arars; Dureti AssefA; Melekte Feseha
Technology is spreading its wings in almost every walk of human life activity. Now a dayit is better if every activity is done using new technology in order to fulfill the need of human being, Organization, Enterprise etc. The development and advancement of computer technology makes computers to be a part of everyday human life activities. Parent student follow up system means the communication between parents and schools to easily manage students’ daily activities. This system helps the parents to communicate with the school from home. There is a widening gap of communication between parents and children in the school. Students have all possible ways of hiding the facts how they do in the school from their parents because of the weak link between their school and their parents. It is not that parents don’t want to follow up their children but that they usually don’t have time to go to school and spend time with the teachers. That is why such aweb based student follow up system will be a good solution to the contemporary problem. The proposed system helps the parents to communicate with the school from home. Through the proposed system parents can view their children’s attendance and results being at home. This system allows the teachers to add student’s daily attendance and result. And allow the home teachers to add daily attendance, test results and final results. As soon as the teachers posted the reports parents will get the reports daily. To solve the above problem, we design web-based parent student follow up system. To design our system our team, use OOSAD design techniques. The system used for parents, students and the school itself. The proposed system provides a very easy, always available, very reliable, and well designed to be accurate on descriptions and additional information for Parent, Student and School.
A REVIEW ON URBAN AND PERI -URBAN MILK PRODUCTION AND MARKETING SYSTEM IN ETHIOPIA
(WOLKITE UNIVERSITY, 2019-03) WUDIYE TILAYE
DETERMINANTS OF MAIZE MARKET SUPPLY IN GURAGE ZONE: THE CASE OF CHEHA WOREDA
(Wolkite University, 2019-03) TALARGE ZEWDE ; MESENBET ASAYE
Currently, maize is one of the cash crops and its demand by agro-industries has increased due to the increased capacity of maize processing in line with the expansion of the existing and establishments of new brewery plants. But little attention is paid to problems limiting the production and marketing condition, which in turn affect the market supply of maize. Hence, this study aimed to identify factors that affect market participation decision of households, determine factors affecting the quantity supply of maize in Cheha woreda. The study used both primary and secondary data. The primary data was gathered from 80 maize producing households by using random sampling technique and data also collected from farmers. To analyze the data both descriptive statistics and econometrics models was employed. Tobit model was used to identify factors affecting market participation decision of households and to determine factors affecting quantity supply of maize to the market in the study area. The Tobit model result revealed that out of 13 explanatory variables, 7 were found to significantly influence the quantity of maize supplied to the market amount of maize produced at 1% significance level, access to market information negatively influence at 5% significance level, market distance and current market price affected positively at 5% significance level. Whereas, distance to the market negative effect at 5% significance level, education at 10%, tropical livestock unit at 5% level of significance, extension contact influence at 1%. Both government and non-government actors give emphasis on linking farmers to different information sources to enhance farmers access to information on price, good husbandry practices, quality standard and market demand and also give attention for provision of improved seeds and fertilizer at the right manner in order to enhance production ofmaize