Postgraduate

URI for this communityhttps://rps.wku.edu.et/handle/987654321/1

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Has files: YesSubject: search.filters.subject.COLLEGE OF BUSINESS AND ECONOMICS DEPARTMENT OF ACCOUNTING AND FINANCE

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    TREND ANALYSIS OF LIQUIDITY IN ESHET MICROFINANCE INSTITUTION
    (Wolkite University, 2019-06) MEKIDES KASSAHUN
    The choice of trend analysis of liquidity is one of the most important strategic financial decisions of firms. Since financing decisions influence profitability and hence firm’s value, this study examines the impact of trend analysis liquidity on Sheet microfinances of core business operations of micro finances in Ethiopia. In order to meet the objectives of this study a quantitative data methodology was employed. The data were obtained from the annual reports of Eshet microfinance institution for period of2010 to 2014.Of this, constitute deposit and the remaining was non-deposit liabilities. This has reaffirmed the fact that finances are highly levered institutions. The findings revealed that trend analysis as measured by total debt to asset had statistically significant negative impact, whereas inflation had statistically significant positive impact on liquidity of core business operations of micro finances. Moreover, GDP also had statistically significant and positive relationship with liquidity. However, growth found to have statistically insignificant impact on micro finance liquidity. Therefore,Eshet micro finance shall give due consideration to manage their debts properly, mobilize deposit sufficiently, increase loan advances, spread, and size in their financing decisions. Furthermore, banks also advise to reduce non-deposit debt financing and raise equity financing so that to keep costs of financing at minimum level and hence optimize profitability and the value of micro finances. Future researchers also recommended assessing the overall performance of trend analysis liquidity and other micro finances sectors in the area of this research
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    Assessment of Human Resource Management and its Challenge in Construction Project incase of WOLKITE TOWN
    (Wolkite University, 2019-06) Aklilu wolide
    This thesis is designed to assess the human resource management and its challenges in building construction projects in case of Wolkite Town. To this end; the study has the objective to assess the human resource management and its challenges in building construction projects. On thebasis of our research methodology data collected through questionnaires and interview which are founded on the primary data and secondary data of theoretical assessment of related literature sand we have tried to unearth some of the real problems of appraisals based on the opinion of threats in the commercial building construction organizations. The questionnaires were distributed to ten number of building constructions in Wolkite Town Were fully completed and returned. The questionnaire was distributed to the employers on the basis of convenience sampling based on the willingness and cooperation of the respondents. The data collected were done by the researchers to rationally solve the indicated problems specified according to the implication of the scope and specified objectives. Based on the data analysis of the research there were some of the dominant challenges like difficulties of different behavior, salary of payment, skill of labors and characteristics of construction work activities which are identified according to their degree of impacts on the success of the performance of construction project. As the study was focused particularly on effective human resource management and its challenges in construction projects, identifying challenges for managing peoples. We concluded it in the method of performing both the data obtained from primary and secondary sources. Thatis all the listed and identified questionnaires are analyzed in the weight of the percentages and tried to shown in different bar graphs. Finally the vital problems and challenges are prioritized according to its degree of impacts in the construction projects. At last we recommended them means all the contractors should use the best HRM systems like matrix organizing system than the oldest form of functional organization system in their organization to hold the current management system and to overcome the all challenges and problems toward for successful accomplishment of construction project goals
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    THE IMPACT OF NON PERFORMING LOANS ON PROFITABILITY OF ETHIOPIAN PRIVATE COMMERCIAN BANKS
    (Wolkite University, 2019-06) DESTA TAMENE
    This study focuses on the impact of NPL on profitability of Ethiopian private commercial banks. Bank loans have a vital contribution towards development of economy by financing different sectors. However, nonperforming loans are leads to incidence of huge loss on banks profit in particular and country economy in general. Hence, this study was conducted to examine both internal factors (nonperforming loan rate and loan to deposit rate) and external factors(Ethiopian inflation and GDP rate) impact of NPL on bank profitability. To this end, the researcher has selected 7 private banks of Ethiopia. This study used secondary sources of data, which is cover the period 2007- 2016.These data were collected from NBE directives and CSA.Furthermore, a descriptive statics and linear regression model was used to examine the impact of NPLs by using EVIEWS 7. This research is explanatory research design that identifies the cause and effect relationships between the study variables and ROA. According to the findings, the result of bank variables, non-performing loan (NPL), and Loan To Deposit (LTD) were found to have a major impact on ROA of EPCBs, with respect the other variables, inflation rate andGDP were found to be statistically insignificant impact on ROA in EPCBs. In particular, inflation rate had a positive association with the levels of profitability. The findings also suggested a significant the negative relationship among GDP and ROA of EPCBs which indicates whenever there was an increase in GDP rate, the bank need additional income loan to cover the cost paid to deposit, due to this the ROA is goes up. In addition, the effective exchange rate had also a negative association with NPLs of Ethiopian private commercial banks. The finding of this study is significant since once identifying the impact of NPLs might enable management body to make appropriate lending policies that prevent the occurrence of NPLs Furthermore, the study recommended the bank should emphasize the management of loans to reduce the level of nonperforming loans. Besides, it is better for the loan officers to provide financial counseling to the borrowers on the wise use of loan
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    FACTORS AFFECTING EMPLOYEE PERFORMANCE: A COMPARATIVE ANALYSIS OF PUBLIC & SELECTED PRIVAT BRANCH BANKS IN THE CASE OF HOSSANA TOWN
    (2020-06) TEFERA ASHENAFI BADE
    The main objective of this study is to compare few internal factors affecting the performance of employees in the bank industry of public &private branch bank in SNNPRG at Hossana town. A survey was conducted from a sample of 117 employees. The survey research descriptive design was employed. Five factors, namely ability, training, motivation, working environment, organization culture as independent variable and employee performance as dependent variable consisting 50(fifty) items a set of five point Liker-type scales was used. The research is quantitative research approach sing with proportionate stratified sampling & Cross sectional survey method. The collected data has been analyzed using SPSS version 20. Both descriptive and inferential statistics were used to determine the relationship between the independent and dependent variables. The finding results obtained that the average mean value for ability (mean=3.93 &3.74), training (mean = 3.59& 3.03), motivation (mean = 3.77& 2.82), working environment (mean =3.39 &3.21), organization culture (mean =3.95 & 3.6) &employee performance (mean =3.85& 3.72) for public & private branch bank respectively. Theindependent variable at CBE branch bank of this study correlation values are (r = 0.976– 0.992, p<0.01) this is closer to +1 &similarly the independent variable at selected private branch bank of this study correlation values are (r = 0.981 – 0.990, p<0.01) thesis closer to +1 & the result indicate strong positive effect relation & statistically significant on dependent. Also the value of R square obtained the model summary all independent variables in this study explains 99.3 % (R2 = 0.993) of the dependent variable at the study organization