College of Bussines and Economics

URI for this communityhttps://rps.wku.edu.et/handle/123456789/45798

College of Bussines and Economics

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Start date: 2020End date: 2024

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    CHALLENGES AND PROSPECTS OF THE SUCCESS OF EMPLOYMENT CREATED YOUTH IN CASE OF YEM SPECIAL WOREDA
    (wolkite universty, 2022-04) GETACHEW WOLDIE RASSA
    The challenge of managing the success of the rural and urban youth employment creation is now a time becoming complex and difficult. So, all stakeholders have to find a solution to these challenges. If the challenge is solved success is obvious to us. Youths were considered an important human resource of the nation and every state should try to utilize them as mediators of economic growth and development. Rural-urban Youth’s employment creation helps to ensure food security and the wellbeing of nations. The purpose of the study was an assessment of the challenges and prospects of the success of employment created youth in the case of Yem special Woreda. Standing from this objective, the study attempted to answer the basic questions of what were the major challenges of managing the success of the employment created youth in the case of Yem special Woreda. The study was conducted using a descriptive study design. Both quantitative and qualitative data collection methods engage. Quantitative data was collected from 319 beneficiary youth organized under this job opportunity creation program and qualitative data were collected by interviews with 20 respondents which of the expert of the enterprise development office, Woreda leaders, and managers in sample Kebeles. Data was collected then edited, coded, and entered into SPSS computer software. The analysis was done using descriptive statistics tools (like frequency tables, and percentages), and data were presented by using tables and summarizing. The major findings were: most of the respondents’ gender was male those are the age category of 2039 years and most of them are married with less than a high school education background. Rural-Urban youth job creation opportunity program was challenged by Limited knowledge and skill in operators, Inadequate Stakeholder integration, Lack of monitoring and evaluation practice to implement youth package, Insufficient credit services for youth, and Lack of local community support. In addition, the study investigated and described the prospect of rural-urban youth employment creation. This was a long and short-term plan in the Yem special woreda enterprise development office. And also finding of the study were the major Strategies to improve rural-urban youth employment creation. Thus government should be strongly introduced youth policies, highly monitor and evaluate the implementation of youth development packages, good education, and training that focus to improve rural-urban youth employment creation and improving credit service to improve rural-urban youth economic empowerment. Finally, the researcher recommended that participation and coordination of all government bodies, supporters, and stakeholders were very important in supporting empowering rural-urban youth economically.
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    THE EFFECT OF TALENT MANAGEMENT ON ORGANIZATIONAL PERFORMANCE; THE CASE OF SELECTED PUBLIC SECTORS IN SILTIE ZONE, SNNPS, ETHIOPIA
    (wolkite universty, 2022-09) AHMEDIN KEMAL AMDA
    Talent management is rapidly gaining focus in organizations around the world. The aim of this study was to examine the effect of Talent management practice on organizational performance. The nature of this study was Quantitative research approach with explanatory research design. Cross sectional data was collected using A standardized five-point Likert scale questionnaire. The population of this study was employees working in selected public sectors, in Silte Zone, SNNPR, Ethiopia. Out of 357 respondents, workable data were obtained from 273 respondents using proportional, purposive, and Random sampling techniques. The Pearson correlation, Simple and multiple linear regression as well as Independent T-Test and One-Way ANOVA were used. The data was analyzed using statistical package for social science (SPSS) version 23. The Pearson correlation analysis result (P< 0.01 level 2- tailed), clearly shows that there is a positively Strong and moderate level correlation between Six TM practices and organizational performance. Moreover, the regression analysis result shows that All of TM practices Except Performance Management, and Reward and Recognition, have a statistically significant effect on organizational performance. The Independent Sample T- Test, and One-way ANOVA Test result shows that there is no Statistically significant mean difference between the sample population of the study area. Based on the results, the study recommended the need to place more focus and effort on the realization and application of effective talent management practices to overcome the difficulties of implementing talent management and Increase organizational performance. Managers are advised to emphasize on applying the Talent management Strategy so that they can connect Talent management strategy with the organizational strategy.
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    THE ECONOMIC IMPACT OF URBAN YOUTH UNEMPLOYMENT THE CASE OF WOLKITE TOWN, CENTERAL ETHIOPIA
    (Wolkite University, 2023) WONDIMU BERHANU
    The objective of this study is Economic impact of urban youth unemployment the case of Wolkite town,central Ethiopia.A multi-stage sampling technique was used to select 350 respondentsandpurposive sampling techniques were used. This study used both primary and secondary data and quantitative data obtained in addition, key informants interview were used for qualitative information. Both descriptive and econometric models were used to analyze the collected data.For the econometric analysis binary logit model were used to identify determinates of employment status and .to address the effect unemployment.The survey results show that 54.3% and 45.7% respondents were unemployed and employed respondents respectively.The Propensity score matching method was applied to address the economic impact of youth unemployment.Furthermore, based on the results of logit model, sex of respondents, educational in status, marital status respondents, migration status, access to training, access to credit, access to job opportunities,access to land, are significant and they affect the unemployment status of respondents. Causes of unemployment in study area; ruralurban migrants, poor education system, urban-urban migration ,high population growth, and,lack of training and skill, lack of investment in the town and lack of industrial establishment, and preferring better job. The consequence of the unemployment are impacts on consumption expenditure, Therefore, the future intervention should focus to decrease unemployment in the study area government giving awareness to active age population and female how to create self-employment and, giving training access, and increasing investment activity in the town andtechnical and vocational training programs should focus on producing qualified graduates with market demanded skills and government provide the access to land for youth they invest in the land .
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    SCHOOL OF GRADUATE STUDIES MARKET CHAIN ANALYSIS OF RED PEPPER
    (Wolkite University, 2023-01-30) WALIE YIGZAW
    The objective of this study was to conduct market chain analysis, to examine the red pepper, market structure, conduct and performance, analyze profitability of red pepper production, identify the determinants of households marketable surplus and Identify the major constraints, opportunities of production and supply of the red pepper to the market using primary data collected from households through semi structured questionnaire. The producers’ survey result revealed that large proportion of farmers supply the product to the market. The producers and traders survey result revealed that even the red pepper value chain suffers from low production, low quality, less value addition and irregularity of supply red pepper production was profitable for both producers and traders. The actors were producer, collector, wholesaler, retailer, processer and consumer. Hence the structure of the red pepper market in the study area was somewhat competitive. The profitability analysis also indicates that red pepper production was profitable. The average amount of red pepper supplied to the market per producer was 377.25kg with minimum amount of 0kg and maximum of 1050kg. The variables that influenced the marketable supply positively were farm size, price, family size and extension contact. Among the significant variables farm size, price and extension contact were highly significant at 1% significant level and family size at 10% significant level. The variables that influenced the marketable supply negatively were non-farm income, credit access and red pepper diseases affect market supply of red pepper negatively at 1 % level of significant. The major problems identified are diseases and pest, law product, need high men power and land selective behavior of red pepper. To solve these problems the government should be increase production by management of agronomy and pest, increase access to diseases management education and training, and the producers should be establish storage and processing facilities are recommended
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    ECONOMICEFFICIENCY OF URBAN DAIRY FARMING IN WOLISO TOWN; OROMIA, ETHIOPIA
    (Wolkite University, 2023-01-30) SENAIT TEKA
    The aim of the study was to measure the level of technical, allocative and economic efficiency of urban dairy farming and to identify factors affecting them in the study area. The study was conducted using Cross-sectional data on socio-economic factors and milk production collected from the 184urban dairy farmers sampled in 2015, using semi-structured questionnaires. The study used the Stochastic Frontier model to analyze the technical, Allocative and economic efficiency of milk production, while Tobit model was used to assess the factors associated with economic efficiency. The results indicated that the farmers had a mean of 84.8% in technical efficiency, 78.1% in Allocative efficiency and 66.3% in economic efficiency. The results showed that the economic inefficiency among the farmers is mostly caused by low Allocative efficiency since the farmers indicated high levels of technical efficiency. From the findings, there were considerable production inefficiencies and thus there was room for increasing productivity through the use of available inputs and reducing costs. Farmers having utilization of the available resources would yield a proportionate increase in the milk output. Increasing herd sizes, feeding animals with enough concentrates and ensuring the animals’ health care costs are met were found to be some of the solutions to the low milk productivity in urban dairy farming. The cost of concentrates and other feeds was found to be the major component of the total cost of dairy production. However, the Allocative efficiency level among the farmers was quite high, an indication that the farmers in the study area, though resource-poor, were efficient at minimizing costs. The study indicated that household size, having dairy farming as the main source of income, access to credit, hired labour, cost of fodder and concentrates were the significant factors associated with economic efficiency in urban dairy farmers in woliso. Price subsidies on dairy inputs, especially fodder and concentrate, as well as better milk prices, are some of the interventions that will see an increase in efficiency resulting in an increase in milk productivity.Policy makers should focus on increasing supply of fodder and control price of fodder and concentrates to increase milk yield further. Providing training to dairy farmers is important to increase efficiency by increasing management skills of the dairy farmers. The management skill development of dairy farmers needs to focus on feeding and cattle husbandry.
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    DETERMINANTS OF HOUSEHOLD PARTICIPATION IN URBAN AGRICULTURE: THE CASE OF GURAGE ZONE, ETHIOPIA
    (Wolkite University, 2023-01-30) ALEMU LEMMA
    Urban agriculture plays a very important role in improving household income and decreasingpoverty. Despite its significant role in fulfilling the basic demand of low-income families,household’s participation were very low. Therefore, this study was conducted to identify factorsthat determine household’s participation in urban agriculture and assess the impact ofparticipation on household income in Gurage zone. The study utilized both primary andsecondary data sources, and a multi-stage sampling technique was employed to gatherinformation from 204 households using a structured questionnaire. The logistic regression modelwas employed to analyze the determinants of participation in urban agriculture and propensityscore matching was used to analyze the impact of participation on household income. The resultsof the study show that, 25.76% of the households were practicing in urban agriculture.Household’s decision to participate in urban agriculture was influenced by household sex,education level, income from other sources, access to credit, access to water, access to improvedinputs and access to extension services. The impact analysis results of this study show that urbanagriculture has a positive significant impact on household total income. The average treatmenteffect on the treated was ETB 6803 and it was significant at 1% significance level. In conclusion,this study suggest that urban agriculture practice should be encouraged by governmental andnon-governmental organizations through provision of credit and promotion of alternative watersources to increase urban agriculture participation in the study area
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    CAUSES AND IMPACTS OF NON PERFORMING LOANS ON THE OPERATIONS OF MICRO FINANCE INSTITUTIONS: A CASE OF SPECIALIZED FINANCIAL AND PROMOTIONAL INSTITUTION
    (WOLKITE UNIVERSITY, 2020-07) ABERA ABOMSA GUTA
    The study was conducted to examine both the Causes and impacts of nonperforming loans on the operations of MFIs particularly focusing on Specialized Financial and Promotional Institution. Loan portfolio is the major assets of any financial institution to sustain in the industry, but once some portion of this asset is unexpectedly stop producing interest incomes, the quality of loan portfolio also negatively affected. This research study adopted descriptive and explanatory research design on the causes of nonperforming loans of Specialized Financialand Promotional Institution, and data has been collected mainly through primary source using questionnaire from SFPI staffs. A case study approach was also used to collect secondary data by reviewing the annual reports and income statement to identify the extents of NPLs impacts on the operation activities of SFPI. So, 65 staffs were taken as samples based on stratified random sampling method of sample selection by using mathematical formula. For data analysis, descriptive statistics including mean, frequency, percentages, graph, pie chart and simple excel were used. Regression analysis used through SPSS software version 20. This research study found out the major causes of NPLs which significantly affecting the portfolio quality of the institution. Therefore, At 5% level of significance and 95% level of confidence, inadequate monitoring and follow up, wrong timing of credit delivery, inefficient management information system, ineffective credit approval, and credit appraisal variables were causing nonperforming loans ofSFPI. The study also found out that nonperforming loans contribute mostly to interest incomes that generated from the total loan portfolio was eaten for the provision of bad dept in five years analysis. Also the study indicates a net operating profit of the institution was eroded due to provisioning payments for nonperforming loans (bad debts) and available funds for loans are significantly declined as nonperforming loans increase. Further study revealed that agricultural loan sector, petty trade loan sector and WEDP loan sector has the highest share of NPLs and followed by others sectors such as, micro energy loan sector, individual loan sector and service sector. To mitigate the problems of nonperforming loans some strategic issues and mechanisms were recommended to the management of SFPI. These measures are appropriate credit approval, adequate monitoring and follow up before and after loans granted to the customers, Continuous branch supervision to ensure timely credit delivery, credit diversification strategies, implement effective and efficient Management information systems and mechanisms to control the health of loan portfolio.
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    THE EFFECT OF ELECTRONIC BANKING ON FINANCIAL PERFORMANCE EVIDENCE FROM SELECTED COMMERCIAL BANKS IN ETHIOPIA
    (WOLKITE UNIVERSITY, 2024-06) TESHOME BEKELE MEREZU
    This paper investigates the effect of electronic banking on the financial performance of commercial banks in Ethiopia. The study aims to analyze how the adoption of electronic banking channels, including Automated Teller Machines (ATM), Point of Sale (POS) terminals, mobile banking, and Internet banking, influences banks' profitability and return on equity (ROE). Panel data regression models with a period ofeight years, from 2015 to 2023 were employed to examine the relationship between electronicbanking transaction volumes and financial performance indicators, controlling for bank size. The findings reveal significant associations between certain electronic banking channels and financial performance metrics. Specifically, higher transaction volumes through ATM channels are positivelycorrelated with both return on assets (ROA) and ROE. Conversely, increased usage of POS terminals exhibits a negative impact on ROA, suggesting potential challenges associated with POS transactions. Mobile banking and Internet banking transaction volumes demonstrate positive relationships with ROE, underscoring the importance of these channels in enhancing banks' profitability and shareholder value. Furthermore, the study identifies bank size as a significant determinant of financial performance, with larger banks exhibiting higher profitability. Based on these findings, recommendations are provided for Ethiopian banks to strategically leverage electronic banking channels to improve their financial performance. These recommendations include investing in technological infrastructure, enhancing cybersecurity measures, and tailoring electronic banking services to meet the diverse needs of customers. Overall, this study contributes to the growing body of literature on electronic banking and provides valuable insights for policymakers, bank executives, and researchers interested in the Ethiopian banking sector.
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    DETERMINANTS OF FINANCIAL REPORTING QUALITY IN CASE OF INSURANCE COMPANY IN THIOPIA
    (WOLKITE UNIVERSITY, 2024-05) SEYOUM YILMA
    This study intends to assess the determinants of financial reporting quality in case of insurance company in Ethiopia over a period of 2014-2022. Consequently, the study used document review of insurances’ audited financial statements. The explanatory variables used in this study were Leverage (LE), Profitability (ROA), Liquidity (LQ), Auditor Change(AC), Firm Age (FA) and Firm Size(FS).In this study sixteen Insurance companies were selected from a total population of sixteen insurances companies to accomplish a study for the period of nine years (2014-2022) with the total of 144 observations. Moreover, The secondary data were analyzed using descriptive statistics, correlation analysis and panel data analysis and data from document reviews were interpreted quantitatively. The study used panel data and random regression model to analyze the Determinants of Financial Reporting quality of Ethiopian insurance companies. The study found that profitability ratio has positive and insignificant effect on financial reporting quality. While, auditor changes and firm ages had significant effect on financial reporting quality, leverage and liquidity were found to be insignificant effect on financial reporting quality of Ethiopian insurance companies.
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    THE EFFECT OF FINANCIAL INNOVATION ON PROFITABLITY OF ETHIOPIAN COMMERCIAL BANKS
    (WOLKITE UNIVERSITY, 2024-05) SELAM TADEMU
    Financial innovation is considered to be a critical requirement for the growth and profitability of organizations. It enhances technological provisions, product constituents, integrated software and consumer friendly as well as incorporating additional1useful features. The aim of this study was to examine the effect of financial innovations on profitability of commercial banks in Ethiopia. The researcher used exploratory research design and quantitative research approach was used. The independent variables were mobile banking user, internet banking user, agent banking, ATM machine, pos machine and dependent variable was profitability. Beside these, in the study firm size and bank age were used as control variables. The study uses only secondary source of data. The pooled regression model was used to analyze the relationship between financial innovation and profitability. Agent banking; age of the firm and bank size has positive and significant effect on return on equity while, ATM and posm has negative statistically significant effect on ROE. Only mobile banking has positive and significant effect on ROA while other has negative and significant effect on ROA except mobile banking. Moreover, pos and mobile banking has positive and significant effect on profitability that were measured in NIM while the remaining other variables has negative and significant effect on profitability (NIM). From the study, it can be concluded that investment and asset in pos machine terminal has negative and statistically significant impact on ROE and ROA. The asset of pos machine terminal has positive and significant impact on net interest margin. The asset of mobile banking increase profitability (NIM). From the findings it can be conclude that, the investment on internet banking has Positive effect on banks performance that was measured by ROE. The greater investment on ATMs deployment has negative effect on banks profitability and investment on deploying ATMS lead to increase banks performance