Bachelor of Art

URI for this collectionhttps://rps.wku.edu.et/handle/987654321/113

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Subject: search.filters.subject.Profitability,

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Now showing 1 - 5 of 5
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    THE IMPACT OF CAPITAL STRUCTURE ON PROFITABILITY OF CMMERCIAL BANKS IN ETHIOPIA (CASE STUDY ON NINE SELECTED COMMERCIAL BANKS INETHIOPIA).
    (WOLKITE UNIVERSITY, 2019-06) BELAYNEH MINUYE
    The choice of capital structure is one of the most important strategic financial decisions of firms. Since financing decisions influence profitability and hence firm’s value, this study examined the impact of capital structure on profitability of core business operations of commercial banks in Ethiopia. In order to meet the objectives of this study a quantitative panel data methodology as bee used. Explanatory research designs has been used to conduct the study to form model by assigning the following variables. These were total debt to asset, deposit to asset loan to deposit, spread, asset size and growth. The panel data obtain from the audited financial statements of nine commercial banks and National Bank of Ethiopia for the period of ten years (2007– 2016). The panel data fixed effect estimation model was applied for the data analysis through Eview8.1 statistical package in order to conduct the study by considering variables and their impact on profitability of nine commercial banks in Ethiopia. The research concerned descriptive statistics and inferential statistics to analyze data and presentation and also regression model has been used to show impact of capital structure on profitability of nine commercial banks in Ethiopia. The collected data from the audited financial statements and balance sheet were analyzed by test assumptions and regression and correlation analysis. The regression resulted that around 48%that the selected variables was affected the (NIM) of commercial banks whereas around 37% observed the selected variables were affected or can be impact of NIM while, 63% were covered by not selected variables in study. Except two variables that is deposit to asset and loan to deposit other variables were significant. And National Bank of Ethiopia also recommended reconsidering to raise the minimum capital requirement for banks. Future researchers also recommended assessing the overall performance of banks and other business sectors in the area of this research
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    FACTOR AFFECTING THE PROFITABILITY OF ETHIOPIAN COMMERCIAL BANK OF ETHIOPIA (IN CASE OF NEWLY ESTABLISHED COMMERCIAL BANKS)
    (WOLKITE UNIVERSITY, 2021-01) SOLOMON TESFA, SOLOMON
    The purpose of this study is to examine the factor of bank-specific and macroeconomic factors of newly established commercial bank profitability in Ethiopian. The study used panel data of five new commercial banks from year 2010 to 2018. The study employed an explanatory type of research and secondary financial data were used. Fixed effect regression model was applied to investigate the factor of bank size, capital adequacy, liquidity ratio, management efficiency, loan to deposit ratio, capital structure, GDP and inflation rate on profitability. Return on assets (ROA) was used as a measure of profitability. The major findings of the study show that firm size and inflation have statistically significant and positive relationship with banks’ profitability whereas the capital structure and GDP growth have statistically significant and relation with bank profitability bank profitability. Further, the results from the panel regression suggest that, liquidity ratio, capital adequacy are spastically insignificant relation to profitability whereas loan to deposit ratio and management efficiency have a and statistically insignificant relationship with banks’ profitability
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    DETERMINANT OF COMMERCIAL BANKS PROFITABILITY IN ETHIOPIA (CASE STUDY SELECTED COMMERCIAL BANKS IN ETHIOPIA)
    (WOLKITE UNIVERSITY, 2021-01) SENTAYEHU ALEMU, SENTAYEHU
    The aim of this study was to investigate the effect of bank-specific and macroeconomic determinants of commercial bank profitability in Ethiopian. The study was selected six commercial banks from year 2010 to 2017. The study was used an explanatory type of research design and it would be use secondary financial data and Fixed effect regression model was applied to examine the impact of bank size, capital adequacy, management efficiency, loan to deposit ratio, funding cost, foreign exchange rate, GDP and inflation rate on profitability. Return on assets (ROA) was use as a measure of profitability. The major examining of the study would be showing that management efficiency and inflation rate was statistically significant and positive relationship with banks’ profitability. Funding cost, bank size, foreign exchange rate and GDP have a negative and statistically insignificant relationship with banks’ profitability. Also the relationship for capital adequacy and loan to deposit ratio was found to be positive relationship with profitability and statistically insignificant. The study suggests focusing and redesigns the firms together with significant key internal and external drivers of profitability of commercials banks in Ethiopia.
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    FACTOR AFFECTING FINANCIAL PERFORMANCES OF PRIVATE COMMERCIAL BANK OF ETHIOPIA (CASE OF AWASH BANK)
    (WOLKITE UNIVERSITY, 2023-05) GELETA ASFAWU, GELETA
    This study entitled ‘Financial Performance Analysis’ was conducted on Awash Bank. Both the trend and comparative financial performance analysis approaches were used. Five years audited financial reports from 2005 to 2009 of the private commercial banks were taken for analysis purpose. So far, most researches have tried to assess the growth of private banks relative to state-owned banks in terms of asset ownership and loan granting ability. But this paper has tried to assess whether the private commercial banks are financially sound or not by specifically considering only the private commercial banks and by Awash bank as a case study. The objective of the study is to evaluate the financial performance of Awash Bank by analyzing its past five year’s performance trend and comparing the financial performance of the bank with other private commercial banks operating in Ethiopia (United Bank, Wegagen Bank and Nib International Bank). Financial ratios were considered to measure the credit quality, liquidity, efficiency and profitability as well as sustainability (financial and operating) of the private commercial banks.
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    FINANCIA PERFORMANCE ANALYSIS OF ABYSSINIA BANK COMPARATIVE WITH THE INDUSTRY
    (WOLKITE UNIVERSITY, 2019-06) AMEDIN AGAFARI,
    This study entitled ‘Financial Performance Analysis’ was conducted on Bank of Abyssinia comparative with the industry. Financial performance refers to the act of performing financial activity. It is the process of measuring the results of a firm’s policies and operations in monitory terms. Both the trend and comparative financial performance analysis approaches were used. The objective of the study is to evaluate the financial performance of Bank of Abyssinia by analysing its past five years (2013-2017) performance trend and comparing the financial performance of the bank with the average industry. Financial ratios were considered to measure the liquidity, efficiency and profitability as well as sustainability (financial and operating) of the banks. To achieve stated objective of study, the researcher used descriptive research methods. The quantitative approach were used and the study used secondary data. In both the financial performance analysis approaches i.e., the trend and comparative analysis, Bank of Abyssinia’s financial performance showed that weak performance fluctuating trends has been reported continuously in all the financial ratios (Profitability, Liquidity and Efficiency) taken for analysing the financial performance.