Bachelor of Art

URI for this collectionhttps://rps.wku.edu.et/handle/987654321/113

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Subject: search.filters.subject.Ethiopia

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    ASSESSING THE IMPACT OF LAND FRAGMENTATION ON AGRICULTURAL PRODUCTIVITY THE CASE OF ATAT KEBELE OF CHEHA WOREDA, CENTRAL ETHIOPIA
    (wolkite universty, 2024-08) Abdurehiman Nuri; Madi Tayib
    Background: Land fragmentation poses challenges for agricultural productivity and rural livelihoods in Ethiopia. However, limited empirical evidence exists on its localized impacts. Objective: This study assessed land fragmentation levels and consequences in Atat Kebele through primary household surveys and interviews to inform evidence-based policymaking. Methods: A cross-sectional survey was conducted involving 42 households selected through convenience sampling. Quantitative and qualitative data were collected using questionnaires, interviews, and field observations to examine relationships between fragmentation and productivity indicators. Results: Traditionally fragmented plots averaged <1-hectare, constraining scale economies. Over 90% reported fragmentation decreased yields, incomes, and food security. Qualitative data revealed rising challenges to optimal production and viability over time. Conclusion: Fragmentation inherited through generations now threatens sustainability. Rules limiting excessive subdivision and consolidation programs paired with alternative livelihood support were recommended. Comprehensive monitoring and reform policies are required to redress unintended vulnerabilities amid constrained resource-dependent livelihoods.
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    ASSESSING THE IMPACT OF LAND FRAGMENTATION ON AGRICULTURAL PRODUCTIVITY THE CASE OF ATAT KEBELE OF CHEHA WOREDA, CENTRAL ETHIOPIA
    (wolkite universty, 2024-08) Abdurehiman Nuri and Madi Tayib
    Background: Land fragmentation poses challenges for agricultural productivity and rural livelihoods in Ethiopia. However, limited empirical evidence exists on its localized impacts. Objective: This study assessed land fragmentation levels and consequences in Atat Kebele through primary household surveys and interviews to inform evidence-based policymaking. Methods: A cross-sectional survey was conducted involving 42 households selected through convenience sampling. Quantitative and qualitative data were collected using questionnaires, interviews, and field observations to examine relationships between fragmentation and productivity indicators. Results: Traditionally fragmented plots averaged <1-hectare, constraining scale economies. Over 90% reported fragmentation decreased yields, incomes, and food security. Qualitative data revealed rising challenges to optimal production and viability over time. Conclusion: Fragmentation inherited through generations now threatens sustainability. Rules limiting excessive subdivision and consolidation programs paired with alternative livelihood support were recommended. Comprehensive monitoring and reform policies are required to redress unintended vulnerabilities amid constrained resource-dependent livelihoods.
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    ASSESSMENT OF CUSTOMER RELATIONSHIP MANAGEMENT (THE CASE OF DASHEN BANK WOLKITE BRANCH)
    (WOLKITE UNIVERSITY, 2023-04) SHIMELIS TEFERA, SHIMELIS
    The study was conduct on the assessment of customer relationship management on Dashen Bank of Ethiopia in case of Wolkite Branch customer relationship management is the subjective comparison that customer make between the customer of the service that they want to receive and what they actually get. Customer satisfaction is an overall customer attitude towards a service provider or an emotional reaction to the difference what customer anticipation and what they receive regarding the fulfillment of some need’s goals or desire. The general objective of the study was to assess customer relationship management dimension in Dashen Bank of Ethiopia to achieve the objective of this study, data was collected through the objective of the study, The population of the study encompasses all customers, which is approximately 10000 (ICT database of the Dashen bank) and 15 employee and 1 manager members of Dashen bank found at Wolkite Town. Data was collected through questionnaire and interview from a sample of 88 bank customer, 10 employee and 1 manager. The researcher collects the primary data through questionnaires and interview. The questionnaires were distributed to customers of the bank and the interview was conduct with the manager of Dashen Bank of Ethiopia. The secondary data were collected through reading books, using internets, magazines, journal and prior studies. Once data was collecting the data analyzed by using descriptive like tabulation. Based on 99 respondents this study found that the overall assessment of Customer relationship management practice is at good level. However, the bank is weak implementation of easy customer support access like call center, supportive and updated website, helpdesk and other alternative communication channels that helps the customers at the absence of the relationship manager which are responsible for handling customers transactions, employees and management team periodical Customer visit, absence of Convenient parking space and capturing and updating customer information and use the information to satisfy customer needs.
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    IMPACT OF CREDIT RISK MANAGMENT OF THE PERFORMANCE ON COMMERCIAL BANKS IN ETHIOPIA
    (WOLKITE UNIVERSITY, 2021-01) Robel Yigzaw, Robel
    The objective of the study is to empirically examine the impact of credit risk management on the performance of commercial banks in Ethiopia, over the period of ten years (2009-2018). The empirical investigation uses the accounting measure of Return on Assets (ROA), which is the dependent variable, to represent Banks’ performance while non performing loan capital adequacy, liquidity ratio, loan advance and bank size have been taken as explanatory variables independent variables to represent credit risk management . To this end linear regression models is used to measure the relative weighting of the independent variables on the banks performance (ROA). A non probability method in the form of judgmental sampling technique is employed in selecting the eight Banks into the sample and the data are sourced from the annual reports of the same banks which account for over eighty percent of the total loan and advance in the industry. The study finds that the selected variables: the capital adequacy, liquidity, loan growth and bank size have significant effect on the performance of private banks. However, a certain variation in the magnitude and direction of their effect on the selected profitability measure, Return on Asset. Based on this study it is recommended that Ethiopia banks need to develop their credit risk management capacity, there should be control over head cost related to lending and increasing loan book size without compromising the sound credit planning should be apriority task.
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    ASSESSMENT OF GOVERNMENT EXPENDITURE MANAGEMENT (A CASE OF FINANCE AND ECONOMICS DEVELOPMENT OFFICE IN WOLKITE TOWN)
    (WOLKITE UNIVERSITY, 2023-05) HUNDESSA GELETA
    This research was conducted at the town of Wolkite to assessment of government expenditure management in the finance and economic development office. The main objective of this research was to asses’ government expenditure management in the case of finance and economic development office management staff of Wolkite town. This study used primary data. The primary data was collected by questionnaire of Wolkite town. The collected data would be edited, coded and summarized. The target respondents that we would use are manager, auditors and accountants of the organization. The questionnaire was collected with direct distribution to employees.