Bachelor of Art

URI for this collectionhttps://rps.wku.edu.et/handle/987654321/113

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End date: 2019Subject: search.filters.subject.Profitability,

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    THE IMPACT OF CAPITAL STRUCTURE ON PROFITABILITY OF CMMERCIAL BANKS IN ETHIOPIA (CASE STUDY ON NINE SELECTED COMMERCIAL BANKS INETHIOPIA).
    (WOLKITE UNIVERSITY, 2019-06) BELAYNEH MINUYE
    The choice of capital structure is one of the most important strategic financial decisions of firms. Since financing decisions influence profitability and hence firm’s value, this study examined the impact of capital structure on profitability of core business operations of commercial banks in Ethiopia. In order to meet the objectives of this study a quantitative panel data methodology as bee used. Explanatory research designs has been used to conduct the study to form model by assigning the following variables. These were total debt to asset, deposit to asset loan to deposit, spread, asset size and growth. The panel data obtain from the audited financial statements of nine commercial banks and National Bank of Ethiopia for the period of ten years (2007– 2016). The panel data fixed effect estimation model was applied for the data analysis through Eview8.1 statistical package in order to conduct the study by considering variables and their impact on profitability of nine commercial banks in Ethiopia. The research concerned descriptive statistics and inferential statistics to analyze data and presentation and also regression model has been used to show impact of capital structure on profitability of nine commercial banks in Ethiopia. The collected data from the audited financial statements and balance sheet were analyzed by test assumptions and regression and correlation analysis. The regression resulted that around 48%that the selected variables was affected the (NIM) of commercial banks whereas around 37% observed the selected variables were affected or can be impact of NIM while, 63% were covered by not selected variables in study. Except two variables that is deposit to asset and loan to deposit other variables were significant. And National Bank of Ethiopia also recommended reconsidering to raise the minimum capital requirement for banks. Future researchers also recommended assessing the overall performance of banks and other business sectors in the area of this research
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    FINANCIA PERFORMANCE ANALYSIS OF ABYSSINIA BANK COMPARATIVE WITH THE INDUSTRY
    (WOLKITE UNIVERSITY, 2019-06) AMEDIN AGAFARI,
    This study entitled ‘Financial Performance Analysis’ was conducted on Bank of Abyssinia comparative with the industry. Financial performance refers to the act of performing financial activity. It is the process of measuring the results of a firm’s policies and operations in monitory terms. Both the trend and comparative financial performance analysis approaches were used. The objective of the study is to evaluate the financial performance of Bank of Abyssinia by analysing its past five years (2013-2017) performance trend and comparing the financial performance of the bank with the average industry. Financial ratios were considered to measure the liquidity, efficiency and profitability as well as sustainability (financial and operating) of the banks. To achieve stated objective of study, the researcher used descriptive research methods. The quantitative approach were used and the study used secondary data. In both the financial performance analysis approaches i.e., the trend and comparative analysis, Bank of Abyssinia’s financial performance showed that weak performance fluctuating trends has been reported continuously in all the financial ratios (Profitability, Liquidity and Efficiency) taken for analysing the financial performance.