FINANCIAL PERFORMANCE ANALYSIS OF CREDIT AND SAVING INSTITUTION

Abstract

Financial performance is the basis for appropriate process of managerial activates which is concerned with the planning and strong of the firm’ s financial resources; mobilization of the financial resource arises from the fact that the amount of financial resource for the purpose of productive investment is very low. This study was conducted to assess the financial performance of the Wolkite credit and saving institution .To conduct this study the researchers were used both primary and secondary sources of data. The data were collected from directly the respondents and from published and unpublished materials respectively. Descriptive method of data analysis used to analysis/processed data to transform data a form that was make ,them to understand. The study shows that the WCSI used to measure the position to raise fund by using different ratio analysis. These are debt ratio, current ratio, cash ratio, debt – equity ratio, total asset turnover ratio, quick ratio, return on equity ratio, return on asset ratio, operating expense to net earnings ratio, net interest margin ratio and liquid asset to total deposit ratio.