COMPARATATIVE ANAYALSIS OF LOAN AND ADVANCE PROVISION IN METEMAMEN AND OMO MICRO FINANACE INSTUTATION IN WOLKITE TOWN

Abstract

The objective of this research paper is to examine the comparative analysis loan and advance provision in metemamen and omo microfinance institutions in wolkite town.The study was use descriptive research design. Because, The study is to assess comparative analysis of loan and advance provision in omo and metamamen micro finance institutions. Especially this objective can be improving the department performance measurement techniques by using randomly Sample technique of form the sample selection of clients was made for the convenience of Conducted the research. The branch has a manager, 2 tailors, 4 credit officers, 2 saving officers, and 2 accountants out of these manager, credit and saving officers are assumed to have direct contact with the credit and saving procedure were selected for interview and filled the questionnaires. Data was collected both from primary and secondary sources; primary data was to collect by using both interview and questionnaires. Interview was conduct from department head and employee. Questionnaire was distributed to the selecting employee’s related leader of the department, secondary data was from published and an published documents. The process was researcher the objective of the study after the necessary primary and secondary data have been collected and was to started by editing and classifying The collected data was use analyzed by using descriptive analysis method according, percentage and frequency count was to analyzed and interpret the data collect form respondents descriptive were table and, with percentage. According to the findings the following possible recommendations are presented. Even if the credit is not collected with the specified period, the institution must be ready to make change like; increasing the grace period of those activities which require longer period and sale the product eg. Metal works wood works.