SCHOOL OF POST GRADUATE STUDIES DEPARTMENT OF ACCOUNTING AND FINANCE DETERMINANTS OF FINANCIAL INCLUSION IN GURAGE ZONE

Abstract

The main objective of this study is to investigate the determinants of financial inclusion in Gurage zone of Ethiopia. The research design for this study is explanatory with inferential study with collected primary data. Subsequent review of previous works a thorough review of previous empirical studies, a research questionnaire was also developed by the researcher is developed as a means of data collection. Necessary data for this study has been collected from a total of 422 respondent of Gurage zone .Available data analysis was analyzed using Binary Logistic Regression and the finding implies that residence, financial literacy, awareness, accessibility, availability, employment status, interest rate, and gender have significant influence on financial inclusion. On the basis of this study finding the study has also crucial recommendation. It is enhanced to corporate with other responsible bodies have to develop comfortable financial inclusion of the society.