Determinants of Deposit Mobilization in Commercial Banks of Ethiopia ( Case study Wolkite Branch)

Abstract

Deposit mobilization is a fundamental part of banking activity. Hence, deposit mobilization is to Banks. Understanding the nature of Deposit Mobilization behavior is critical in designing policies to promote savings and investment which in turn enhance economic growth through capital formation. This paper empirically examines the determinants of commercial banks deposit mobilization in Ethiopia for the periods 2000-2018. From total of seventeen Commercial Banks which are engaged in commercial bank activities, seven selected based on the historical time formation of banks. The researcher adopted Quantitative research approach. Bank specific and macroeconomic variables were analyzed by using the balanced panel fixed effect regressions model.