Browsing by Author "KASANESH ABEBE"

Filter results by typing the first few letters
Now showing 1 - 1 of 1
  • Thumbnail Image
    Item
    DETERMINANT OF LOAN PORTFOLIO QUALITY; EVIDENCE FRO MICROFINANCE INSTIUTION INETHIOPIA
    (WOLKITE UNIVERSITY, 2019-06) KASANESH ABEBE
    This study examined determinants of loan portfolios quality, using panel data of fourteen (10) MFIs from the period 2005- 2014. The study employed one dependent variables as measurement for loan portfolios quality, namely: portfolio at risk over 90-days (PAR 90days)).This study is crucial from the fact that there is limited research on M FIs loan portfolios quality using quantitative approach in Ethiopia. Based on the fixed effect model ordinary least squares (OLS), the study finds an institution deposit loan is the only positive and significantly determinant of PAR over 90 days. Operating expense (OPPEXP) has positive and not significant while, return on asset leverage, size has a negative and not significant. Gross in national income negatively and less significantly influences P AR-90days. The study finds insignificant results on leverage. Accordingly, the findings of the study may have implications for MFIs and policy makers in that it provides hint on some important determinants of loan portfolios quality.